Device Handover Pattern
Next-gen detection: Identifies when someone else may be controlling your device through remote access software or when your phone was physically handed over. Analyzes touch patterns, typing speed, navigation flow, and screen interaction behaviors that differ from your baseline.
"This transaction looks unusual—different than how you normally use your phone"
Sudden Location Jump
Detects when a transaction occurs from a location that's geographically impossible given the user's recent activity. For example, a purchase in Mumbai at 2pm followed by one in Delhi at 2:15pm.
"This doesn't look like you—different location than usual"
Stress-Based Behavior
Advanced behavioral detection: Recognizes when a user is being coerced or is under pressure during a transaction. Detects rushed behavior, repeated failed authentication attempts, unusual hesitation patterns, or navigation that suggests someone is being guided by another person.
"Taking your time? We noticed this transaction is happening faster than usual"
Almost Normal Transaction
Sophisticated fraud detection: Catches transactions that appear normal individually but form suspicious patterns when combined. Uses AI to spot subtle deviations across multiple dimensions—amount just under your usual limit, merchant category slightly different, timing almost typical but slightly off, location nearby but not quite right.
"This transaction is similar to your usual activity, but a few things are slightly different"
Spending Spike
Identifies transactions that significantly exceed the user's normal spending patterns, adjusted for context like time of month (salary day), merchant type, and recent behavior trends.
"This amount is higher than your usual spending"
Next-Generation Detection
These patterns use AI to spot sophisticated fraud that traditional systems miss:
- •Almost Normal Transactions - Catches subtle deviations across multiple dimensions
- •Stress-Based Behavior - Detects rushed behavior and coercion patterns
- •Device Handover - Identifies remote control and physical device handover